Insurance & Risk Management
Securing Your Foundation for the Long Term
Defense for Your Dreams
Strategic Risk Management That Protects the Life You're Building.
You've dedicated resources to building a meaningful life and accumulating wealth. But a single unexpected event—a health crisis, a major liability claim, or a prolonged illness—can erode years of careful planning and derail your life's purpose.
At Redeem Wealth, we approach insurance not as a transactional product, but as a critical line of defense for your entire financial blueprint. Our risk management professionals work directly with your financial planner to assess, mitigate, and transfer risk, ensuring the foundation of your plan remains resilient and intact through any life transition.
We ensure that every policy you hold is sized and structured to fit seamlessly into your comprehensive strategy, protecting your most valuable assets: your family, your income, and your peace of mind.
The Philosophy of Integrated Protection
Insurance should never be purchased in isolation. When risk management is integrated with your wealth plan:
Risk is Identified Holistically
We assess risks to your income, your legacy, and your portfolio simultaneously, ensuring you are neither over-insured nor dangerously exposed.
Protection is Purpose-Aligned
We select policies that directly support your goals, such as using life insurance strategically to fund estate tax liabilities or secure a business transfer.
Capital is Protected
We strategically utilize insurance vehicles, like Long-Term Care, to prevent healthcare costs from unnecessarily depleting the retirement capital dedicated to your meaningful life.
Our Integrated Insurance Services
We provide comprehensive coverage solutions for your family and your business, always aligned with your overall financial strategy.
Life Insurance
A powerful tool for wealth transfer and legacy fulfillment. We analyze your long-term needs to ensure your family's financial security is immediate and complete upon your passing. We advise on term, whole, universal, and specialized policies tailored to your estate planning objectives.
Disability Insurance
Your ability to earn an income is your greatest asset. We focus on securing that engine of wealth creation, ensuring that a physical setback will not compromise your cash flow, your savings momentum, or your long-term financial plan.
Long-Term Care Insurance
Protecting your wealth from the potentially catastrophic costs of extended care. We strategize on the most efficient way to fund future care needs, preserving your retirement capital for the intended purpose of funding your later life and legacy.
Property and Casualty Insurance for Your Family and Business
We oversee the protection of your physical assets and mitigate liability risks. We ensure that your homes, vehicles, and commercial properties are appropriately valued and covered, integrating these policies with your net worth statement and overall risk profile.
Medicare & Health Insurance
Guiding you through the complex landscape of health coverage decisions, particularly as you approach and enter retirement. We ensure your medical strategy is financially sound and supports your overall cash flow planning.
Is your protection strategy truly integrated with your life plan?